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The Citizens Bank's loan department is dedicated to serving the residents of
Hickman and Fulton as well as other Fulton Countians, and the residents of surrounding
counties. We are a locally owned bank. Meaning that all loan requests
are able to be handled right here in our bank. We are proud to offer all
different types of loans to our customers. These loans consist of the
following:
Ag loans are our specialty. We proudly finance row
crop, poultry, livestock, and even catfish operations in our area. Our Ag
Loans consist of Operating lines of Credit, Farm Real Estate purchases and mortgages, and Equipment Financing and Leasing. We offer very competitive
rates on all of our loans and have a seasoned staff ready and willing to
serve you.
Loans for Homes, Rental Houses, Duplexes, or
Mobile Homes on a lot are all available. We also can make loans through a
secondary market company to offer you longer terms and lower rates.
Our Auto loans can be financed for up to 5 years on a new vehicle.
Terms and rates vary on used vehicles based on model year and mileage.
Personal loans for whatever you need are available in
monthly payments or single payments up to 6 months.
Loans are available for the buildings,
equipment, inventory and even accounts receivable.
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