Rates The Citizens Bank

COVID-19 UPDATE

The Citizens Bank is pleased to begin offering in-person services again with the re-opening of our lobby. Please understand we take the Health and Safety of our Customers and Employees very serious. For in-person services, you will be required to consent and adhere to the following guidelines:

Access to our lobby, requires all person(s) to have their temperature taken with our touchless temperature gauge, prior to entry;
Your temperature must be below 100.4 for entry (If you temperature is above 100.4 you will be asked to use our Drive Thru or Mobile Banking Services);
Once in the lobby, please maintain a 6ft Social Distancing, at all times;
Please hand the teller your transaction and step one step back so as to adhere to Social Distancing;
Hand Sanitizer is available upon entering and exiting the building;
Masks will also be available for use when meeting with a Loan Officer or other bank employee(s);

Thank you for your continued patience and cooperation.

Rates are Effective thru July 15th, 2020

Certificates of Deposits (CDs)

* – Interest compounded quarterly

Accounts	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Accounts 91 Day CD	Minimum Deposit $2,500.00	Maximum Deposit	Annual Percentage Yield 0.30%	Interest Rate 0.30%
Accounts 182 Day CD	Minimum Deposit $2,500.00	Maximum Deposit	Annual Percentage Yield 0.40%	Interest Rate 0.40%
Accounts 12 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 0.65%	Interest Rate 0.65%
Accounts 18 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 0.70%	Interest Rate 0.70%
Accounts 24 Month CD	Minimum Deposit $5000.00	Maximum Deposit	Annual Percentage Yield 0.80%	Interest Rate 0.80%
Accounts 30 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 0.90%	Interest Rate 0.90%
Accounts 36 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.00%	Interest Rate 1.00%
Accounts 60 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.11%	Interest Rate 1.10%
Accounts Citizens Choice 36 Month CD	Minimum Deposit $5,000.00	Maximum Deposit	Annual Percentage Yield 1.00%	Interest Rate 1.00%
Accounts Citizens Choice 60 Month CD	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.11%	Interest Rate 1.10%

Money Maker

Tiers	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Tiers Tier 1	Minimum Deposit $0.00	Maximum Deposit $2,499.99	Annual Percentage Yield 0.25%	Interest Rate 0.25%
Tiers Tier 2	Minimum Deposit $2,500.00	Maximum Deposit $999,999,999.99	Annual Percentage Yield 0.30%	Interest Rate 0.30%

Premium Money Maker

Tiers	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Tiers Tier 1	Minimum Deposit $0.00	Maximum Deposit $24,999.99	Annual Percentage Yield 0.35%	Interest Rate 0.35%
Tiers Tier 2	Minimum Deposit $25,000.00	Maximum Deposit $49,999.99	Annual Percentage Yield 0.40%	Interest Rate 0.40%
Tiers Tier 3	Minimum Deposit $50,000.00	Maximum Deposit $99,999.99	Annual Percentage Yield 0.45%	Interest Rate 0.45%
Tiers Tier 4	Minimum Deposit $100,000.00	Maximum Deposit $249,999.99	Annual Percentage Yield 0.50%	Interest Rate 0.50%
Tiers Tier 5	Minimum Deposit $250,000.00	Maximum Deposit $999,999.99	Annual Percentage Yield 0.85%	Interest Rate 0.85%

NOW Checking Accounts

Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.25%	Interest Rate 0.25%

Individual Retirement Accounts (IRAs)

Accounts	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Accounts 91 Day IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.30%	Interest Rate 0.30%
Accounts 182 Day IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.40%	Interest Rate 0.40%
Accounts 12 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.65%	Interest Rate 0.65%
Accounts 18 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.70%	Interest Rate 0.70%
Accounts 30 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.90%	Interest Rate 0.90%
Accounts 36 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 1.00%	Interest Rate 1.00%
Accounts 60 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 1.11%	Interest Rate 1.10%

Premium Interest Checking

Tiers	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Tiers Tier 1	Minimum Deposit $1,500.00	Maximum Deposit $25,000.00	Annual Percentage Yield 0.50%	Interest Rate 0.50%
Tiers Tier 2	Minimum Deposit $25,000.01	Maximum Deposit $999,999,999.99	Annual Percentage Yield 0.30%	Interest Rate 0.30%

Tiers

Minimum Deposit

Maximum Deposit

Annual Percentage Yield

Interest Rate

Tiers

Tier 1

Minimum Deposit

$1,500.00

Maximum Deposit

$25,000.00

Annual Percentage Yield

0.50%

Interest Rate

0.50%

Tiers

Tier 2

Minimum Deposit

$25,000.01

Maximum Deposit

$999,999,999.99

Annual Percentage Yield

0.30%

Interest Rate

0.30%

COVID-19 UPDATE

Rates

Certificates of Deposits (CDs)

Money Maker

Premium Money Maker

NOW Checking Accounts

Individual Retirement Accounts (IRAs)

Premium Interest Checking

Savings Accounts

Dollars for A’s