Rates The Citizens Bank

COVID-19 UPDATE

The Citizens Bank is pleased to begin offering in-person services again with the re-opening of our lobby. Please understand we take the Health and Safety of our Customers and Employees very serious. For in-person services, you will be required to consent and adhere to the following guidelines:

Access to our lobby, requires all person(s) to have their temperature taken with our touchless temperature gauge, prior to entry;
Your temperature must be below 100.4 for entry (If you temperature is above 100.4 you will be asked to use our Drive Thru or Mobile Banking Services);
Once in the lobby, please maintain a 6ft Social Distancing, at all times;
Please hand the teller your transaction and step one step back so as to adhere to Social Distancing;
Hand Sanitizer is available upon entering and exiting the building;
Masks will also be available for use when meeting with a Loan Officer or other bank employee(s);

Thank you for your continued patience and cooperation.

The Citizens Bank will not send out text alerts regarding your debit card. Do not give out any personal information or reply to the text message.

Rates are Effective thru June 10th, 2020

Certificates of Deposits (CDs)

* – Interest compounded quarterly

Accounts	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Accounts 91 Day CD	Minimum Deposit $2,500.00	Maximum Deposit	Annual Percentage Yield 0.65%	Interest Rate 0.65%
Accounts 182 Day CD	Minimum Deposit $2,500.00	Maximum Deposit	Annual Percentage Yield 0.85%	Interest Rate 0.85%
Accounts 12 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 0.95%	Interest Rate 0.95%
Accounts 18 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.00%	Interest Rate 1.00%
Accounts 24 Month CD	Minimum Deposit $5000.00	Maximum Deposit	Annual Percentage Yield 1.11%	Interest Rate 1.10%
Accounts 30 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.16%	Interest Rate 1.15%
Accounts 36 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.21%	Interest Rate 1.20%
Accounts 60 Month CD*	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.26%	Interest Rate 1.25%
Accounts Citizens Choice 36 Month CD	Minimum Deposit $5,000.00	Maximum Deposit	Annual Percentage Yield 1.21%	Interest Rate 1.20%
Accounts Citizens Choice 60 Month CD	Minimum Deposit $500.00	Maximum Deposit	Annual Percentage Yield 1.26%	Interest Rate 1.25%

Money Maker

Tiers	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Tiers Tier 1	Minimum Deposit $0.00	Maximum Deposit $2,499.99	Annual Percentage Yield 0.25%	Interest Rate 0.25%
Tiers Tier 2	Minimum Deposit $2,500.00	Maximum Deposit $999,999,999.99	Annual Percentage Yield 0.30%	Interest Rate 0.30%

Premium Money Maker

Tiers	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Tiers Tier 1	Minimum Deposit $0.00	Maximum Deposit $24,999.99	Annual Percentage Yield 0.35%	Interest Rate 0.35%
Tiers Tier 2	Minimum Deposit $25,000.00	Maximum Deposit $49,999.99	Annual Percentage Yield 0.40%	Interest Rate 0.40%
Tiers Tier 3	Minimum Deposit $50,000.00	Maximum Deposit $99,999.99	Annual Percentage Yield 0.45%	Interest Rate 0.45%
Tiers Tier 4	Minimum Deposit $100,000.00	Maximum Deposit $249,999.99	Annual Percentage Yield 0.50%	Interest Rate 0.50%
Tiers Tier 5	Minimum Deposit $250,000.00	Maximum Deposit $999,999.99	Annual Percentage Yield 0.85%	Interest Rate 0.85%

NOW Checking Accounts

Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.25%	Interest Rate 0.25%

Individual Retirement Accounts (IRAs)

Accounts	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Accounts 91 Day IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.65%	Interest Rate 0.65%
Accounts 182 Day IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.85%	Interest Rate 0.85%
Accounts 12 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 0.95%	Interest Rate 0.95%
Accounts 18 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 1.00%	Interest Rate 1.00%
Accounts 30 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 1.16%	Interest Rate 1.15%
Accounts 36 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 1.21%	Interest Rate 1.20%
Accounts 60 Month IRA	Minimum Deposit N/A	Maximum Deposit N/A	Annual Percentage Yield 1.26%	Interest Rate 1.25%

Premium Interest Checking

Tiers	Minimum Deposit	Maximum Deposit	Annual Percentage Yield	Interest Rate
Tiers Tier 1	Minimum Deposit $1,500.00	Maximum Deposit $25,000.00	Annual Percentage Yield 0.75%	Interest Rate 0.75%
Tiers Tier 2	Minimum Deposit $25,000.01	Maximum Deposit $999,999,999.99	Annual Percentage Yield 0.30%	Interest Rate 0.30%

Tiers

Minimum Deposit

Maximum Deposit

Annual Percentage Yield

Interest Rate

Tiers

Tier 1

Minimum Deposit

$1,500.00

Maximum Deposit

$25,000.00

Annual Percentage Yield

0.75%

Interest Rate

0.75%

Tiers

Tier 2

Minimum Deposit

$25,000.01

Maximum Deposit

$999,999,999.99

Annual Percentage Yield

0.30%

Interest Rate

0.30%

COVID-19 UPDATE

Rates

Certificates of Deposits (CDs)

Money Maker

Premium Money Maker

NOW Checking Accounts

Individual Retirement Accounts (IRAs)

Premium Interest Checking

Savings Accounts

Dollars for A’s