barge on the water


Our History

The Citizens Bank is an independent, community bank, FDIC insured and operates as a one-bank holding company, the Citizens Bancorp of Hickman, KY. The bank was chartered by the Commonwealth of Kentucky, as a state bank, on September 3, 1930.

The holding company was formed March 23, 1983. Since its inception, the bank’s primary mission has been to serve the banking needs of Hickman, Kentucky and Fulton County.

The bank’s trade area has grown over the years, reaching customers and businesses in surrounding communities of Carlisle, Graves, and Hickman counties in Kentucky and Lake, Obion, Dyer, and Weakley counties in Tennessee.

Being a locally owned Community Bank, we are committed to serving our customers and being an integral part of the communities, we serve.

This commitment is what sets The Citizens Bank apart from other financial institutions.

Please feel free to visit, call, or e-mail us today. We’re here to help enhance the lives of our customers and friends through financial products and services. Our personalized attention to our customers’ interests reflects this strong commitment. We have this same commitment to the communities in which we live and serve. Monetary donations to countless volunteer hours, our organization relishes its ability to have a positive impact within our communities.